independent life insurance agent
Independent agents own and control their accounts, policy records, and renewals. more Whole Life Annuity They offer one-stop shopping – Independent agents can often meet all of your insurance needs with the companies they represent, providing auto, home, renter’s, and business coverage. Many offer life and health insurance as well. Many life insurance companies — whether they are stock or mutual — provide two types of products: Term Life and Permanent Life Insurance. Term Life Insurance is a “death benefit only” product that is in effect for a specified period of time, usually 10, 15, 20 or 30 years. Managed by licensed independent insurance agents and brokers who represent the Best insurance companies in AZ, who have researched and compared those carriers to find you the best combination of price, coverage and great service, the captive agent push only products from one single company contact Insurance Agency Arizona They are consultants for a lifetime – Independent agents periodically review your coverage. Founded by state associations of independent insurance agents, ABEN is dedicated to bringing highly relevant, interactive, and professionally produced continuing education programs to independent agents in the most convenient and economical ways possible. An independent agent can sell the insurance or financial products of several carriers and is not captive to just their direct employer's products. On average, independent agents work with thirteen property and casualty and six life and health insurance companies on a regular basis. Your life insurance agent will need to know your age, gender, lifestyle, the type of life insurance you need and your medical status, which may involve a required physical from a … 810 Claims: ext. Sales: ext. 775 Underwriting: ext. Life Insurance. 746
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